Marketing Compliance Manager
Company: Cardless
Location: San Francisco
Posted on: April 2, 2026
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Job Description:
The Job We’re looking for a detail-oriented, collaborative
compliance professional to support marketing and product compliance
across Cardless’s credit card programs. This role sits at the
intersection of compliance, marketing, and product, helping ensure
our customer-facing materials and application flows meet regulatory
and partner bank requirements. As a Marketing Compliance Manager,
you’ll review marketing materials, disclosures, and customer
journeys to ensure alignment with applicable laws and internal
standards. You’ll work closely with marketing, product, operations,
and legal to help bring new card programs and campaigns to market
in a compliant, customer-friendly way. This is a strong opportunity
for someone midway through their compliance career who wants
hands-on exposure to fintech product launches and marketing reviews
in a fast-paced, high-growth environment, and who is eager to lean
in and learn from a strong compliance team. Responsibilities Review
and approve marketing materials, disclosures, and application flows
for compliance with applicable regulations and partner bank
requirements. Support new card program launches by ensuring
required disclosures and regulatory elements are accurately
incorporated. Partner with marketing, product, design, and
operations teams to translate regulatory requirements into
practical, customer-friendly guidance. Assist in interpreting and
applying requirements under Regulation Z, Regulation B, UDAAP,
CAN-SPAM, TCPA, FCRA, and related consumer protection laws.
Maintain and update marketing compliance policies, procedures, and
review checklists. Track and document marketing reviews to ensure
audit-ready records and clear approval workflows. Escalate
higher-risk or complex issues to senior compliance leadership with
clear analysis and recommendations. Support partner bank reviews
and respond to compliance-related inquiries as needed. Contribute
to training and awareness efforts to promote compliant marketing
practices across the organization. Requirements 4–5 years of
experience in compliance, legal, risk, or a related function within
banking, fintech, or financial services. Working knowledge of
consumer protection and marketing-related regulations (e.g.,
Regulation Z, Regulation B, UDAAP, CAN-SPAM, TCPA, FCRA). Strong
attention to detail and the ability to review customer-facing
content through a regulatory lens. Clear written and verbal
communication skills, with the ability to provide practical,
solutions-oriented feedback. Ability to manage multiple projects
and deadlines in a fast-paced environment. A collaborative mindset
and comfort working cross-functionally with marketing, product, and
operations teams. Bonus Points Experience reviewing marketing
materials for credit card or consumer lending products. Exposure to
fintech or partner-bank program structures. Interest in consumer
finance, loyalty programs, and credit card products. Curiosity
about how compliance can enable responsible, innovative growth.
Before You Apply A few things worth knowing: We work in the office
5 days a week. We know that's a dealbreaker for some people, and
that's okay. This is an early-stage company. We're ~40 people
servicing hundreds of thousands of customers. You'll be building
processes that don't exist yet, not optimizing ones that do. If you
want structure handed to you, this isn't the right fit. You'll need
to be highly self-directed. There isn’t a playbook for this role,
and you won’t get daily check-ins. We’re looking for someone who
sees what’s broken or missing, takes ownership, and follows through
without being asked. The pace is intense and this role is hands-on.
We have aggressive goals and a lot to build — this isn't a 9-to-5
quiet, maintenance-mode compliance job—you’ll be in the middle of
everything. If that scared you off, no hard feelings. If it got you
excited, keep reading. Why this Role is cool: Opportunity for high
growth Be a part of a well-respected compliance team and culture
Cool projects & events Compensation This role has an annual
starting salary range of $130,000–$150,000 equity benefits. Actual
compensation is influenced by a wide array of factors including but
not limited to skills, experience, and specific work location.
Benefits We're headquartered in San Francisco, CA, with a beautiful
office in the Mission District. We're proud to offer our team
excellent benefits: Meaningful Start-up equity 100% health, vision
& dental primary coverage ? 75% health, vision & dental dependent
coverage Catered meals $250/month Commuter benefit Parental leave
?? Team building events & happy hours Flexible PTO with a minimum
of 15 days off per year ? Apple equipment 401k plan Location We're
headquartered in San Francisco, CA, with a beautiful office near
the Transamerica building. This role is in-office 5 days a
week.
Keywords: Cardless, Mountain View , Marketing Compliance Manager, Accounting, Auditing , San Francisco, California